Our Services
As an independent financial services firm, we focus on our clients' best interests. Our advice is unbiased because we have no proprietary products. We offer many different investment platforms, a wide number of investment products, and a holistic approach to overall investment strategy,
Financial Planning
Our goals are to manage, grow & protect our clients' wealth while allowing them to enjoy today and know that their investments are working to secure their future. With us, they will create an evolving financial plan. As life happens, unexpected detours arise and their goals change over time, we review their plan with them and make changes as needed.
Investment Management
Investment management is about the smart, steady, and meaningful accumulation of wealth. JRS Advisors will find the right diversification of investments, while taking into consideration investment fees, tax ramifications, risk tolerance and time horizon to achieve your goal.
- Fee Based Managed Accounts
- Brokerage Accounts
- Traditional/ROTH IRAs
- 401k Rollovers & Investment Asset Allocation
- Corporate Retirement Plans (401k plans)
- Diversified Investments & Portfolio Management
- Profit Sharing Plan
- Stocks, Bonds & Mutual Funds
- Fixed & Variable Annuities
- Taxed Deferred & Immediate Annuities
- Alternative Investment Options
- ETF's
Retirement Income Planning
JRS Advisors partners with clients to ensure they have sufficient income to maintain their lifestyle in retirement. We assist clients in setting a date for retirement, navigate social security, help with pension decisions, and review options for their 401k plans. The plan will establish a safe spending rate to make sure they have income to last a lifetime.
- Income Planning
- Portfolio Management
- Tax-Advantage Investment Planning
- Life-Stage Planning
- Legacy Planning
Risk Management & Insurance
Proper financial planning includes mitigating risk where necessary. JRS Advisors believe both insurance and investments are important parts to your financial plan. A well-structured insurance strategy can help protect your loved ones from the financial consequences of unexpected events.
- Life Insurance Planning
- Long Term Care
- Portfolio Risk Management Strategy
- Insurance Needs Analysis
College Planning
Planning for your children's education is probably one of the most important goals you will have as a parent. College planning can be a daunting task for many of you. How much will I need to save now for my children's college? How will saving for college effect my other goals I have? What college savings vehicles should I utilize? When should I start saving for my children's education? Looking at your financial goals, investment preferences, risk comfort and timeline we will help our clients figure out these answers and best position their children and family for success.
- 529 Savings Plans
- Custodial UGMA and UTMA
- Educational IRAs, also called Coverdell Education Savings Accounts
- Roth IRAs
- Financial Aid Planning